Payment Expectations and Finance Options

What payment methods are accepted?

For your convenience cash, check, and major credit/debit cards are accepted. Full payment is required at time of service. However, to make veterinary care more accessible and affordable to our clients, we offer financing options when needed.

What financing options are available?

Scratch Pay

Scratch Pay is a third-party service, that allows for 0% interest on payment plans as long as the amount is paid in full over a specified period. Scratch Pay does require a credit check before approval of the plan.

Varidi

Varidi is a third-party service, that has a 100% approval rate and requires no credit check. It is also a service that has 0% interest as long as the loan is paid off in the specified period. However, Varidi does charge an initial fee to set up the loan. Varidi requires that the initial fee be fully paid before the loan is set up.

Why is Care Credit not accepted?

Care Credit is no longer an option for us to accept due to high fees that are passed on to us which would have required PIAH to raise prices. This goes against our mission to care for clients and their pets as best we can. We were excited to find Scratch Pay as a replacement to Care Credit. With a higher approval rate than Care Credit, Scratch Pay provides a similar service but with even more benefits for our valued clients and their furry companions.